Fair Housing and Practice Practice Question

Question

A broker is supervising a transaction file involving redlining. Which statement best describes redlining? (Item 97)

Answer choices

  1. A. Recognize discriminatory lending or service denial by geography.
  2. B. It makes oral promises enforceable in every real estate transaction.
  3. C. It is optional whenever both parties verbally agree to proceed.
  4. D. It allows a salesperson to act independently of the responsible broker.

Correct Answer

A. Recognize discriminatory lending or service denial by geography.

Explanation

The correct answer is A because redlining requires candidates to recognize discriminatory lending or service denial by geography. The other options overstate the effect of custom, oral agreement, escrow, or independent salesperson action and do not reflect safe California exam practice.

Question details

  • Difficulty: medium
  • Domain: Fair Housing and Practice
  • Objective: redlining

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