Valuation and Financing Practice Question

Question

A seller is reviewing documents before accepting an offer involving RESPA. Which statement is the most accurate exam answer? (Item 59)

Answer choices

  1. A. It allows a salesperson to act independently of the responsible broker.
  2. B. It shifts all responsibility to escrow and eliminates the broker’s duties.
  3. C. Identify settlement service disclosure and referral-fee restrictions.
  4. D. It makes oral promises enforceable in every real estate transaction.

Correct Answer

C. Identify settlement service disclosure and referral-fee restrictions.

Explanation

The correct answer is C because RESPA requires candidates to identify settlement service disclosure and referral-fee restrictions. The other options overstate the effect of custom, oral agreement, escrow, or independent salesperson action and do not reflect safe California exam practice.

Question details

  • Difficulty: hard
  • Domain: Valuation and Financing
  • Objective: RESPA

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