Fair Housing, Practice, and Disclosures Practice Question
Question
An agent compares two similar exam concepts for the Ohio Real Estate Salesperson Exam involving redlining and state-specific license supervision. Which answer best reduces risk? (Item 85)
Answer choices
- A. Recognize discriminatory lending or service denial based on area characteristics in a way that fits Ohio exam practice.
- B. The affiliated licensee may handle the matter independently without broker responsibility.
- C. Local custom controls even when a statute, regulation, contract, or disclosure rule applies.
- D. The requirement matters only when the buyer obtains institutional financing.
Correct Answer
A. Recognize discriminatory lending or service denial based on area characteristics in a way that fits Ohio exam practice.
Explanation
The correct answer is A because redlining requires candidates to recognize discriminatory lending or service denial based on area characteristics. The Ohio reference keeps the scenario tied to state licensing practice, while the other options rely on unsafe assumptions about oral custom, escrow, client preference, independent licensee authority, or ignoring written duties.
Question details
- Difficulty: easy
- Domain: Fair Housing, Practice, and Disclosures
- Objective: redlining