Fair Housing, Practice, and Disclosures Practice Question
Question
A seller is preparing to list a home for the Pennsylvania Real Estate Salesperson Exam involving redlining and state agreement and disclosure practice. Which statement is most accurate for exam purposes? (Item 181)
Answer choices
- A. Recognize discriminatory lending or service denial based on area characteristics in a way that fits Pennsylvania exam practice.
- B. The requirement matters only when the buyer obtains institutional financing.
- C. The affiliated licensee may handle the matter independently without broker responsibility.
- D. Local custom controls even when a statute, regulation, contract, or disclosure rule applies.
Correct Answer
A. Recognize discriminatory lending or service denial based on area characteristics in a way that fits Pennsylvania exam practice.
Explanation
The correct answer is A because redlining requires candidates to recognize discriminatory lending or service denial based on area characteristics. The Pennsylvania reference keeps the scenario tied to state licensing practice, while the other options rely on unsafe assumptions about oral custom, escrow, client preference, independent licensee authority, or ignoring written duties.
Question details
- Difficulty: easy
- Domain: Fair Housing, Practice, and Disclosures
- Objective: redlining